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Everything you need to plan your transition in one place. Calculators, builders, trackers, and guides — built by those who've served, for active duty service members, reservists, and retirees.
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Set these once and MTT's calculators prefill them for you. Stored only in your browser — never uploaded.
Combine your ratings with official VA math.
Compare veteran benefits across all 50 states.
Estimate your BRS or High-3 retirement pay.
Turn military experience into a civilian resume.
Not sure what’s next? Find your Holland Code in 5 minutes.
Use these tools immediately — no signup, no email, no account required.
A step-by-step navigator for your VA claim: filing, adding conditions, secondary claims, denials, PACT Act, reductions, and more.
Open ToolWhere and when you served, mapped to VA toxic-exposure presumptives (PACT Act, Agent Orange, Camp Lejeune, Gulf War, radiation).
Open ToolPaste your denial letter to decode the real reason, how to fix it, and whether to file a Supplemental Claim or Higher-Level Review.
Open ToolLog symptom severity over time and export a PDF for your C&P exam. Private, on your device.
Open ToolTrack the evidence each condition needs and see if your claim is ready to file.
Open ToolCount down to the VA deadlines that win or lose claims: ITF, appeals, BDD, and your exam.
Open ToolWhat each rating level (0–100%) requires under 38 CFR Part 4, plus the symptoms the examiner assesses.
Open ToolEstimate the rating a condition is likely to get from your symptoms, before you file.
Open ToolWhat the examiner asks, the 38 CFR criteria, and how to report your symptoms accurately and completely.
Open Tool PopularCalculate your combined VA disability rating using official VA math. Step-by-step breakdowns with bilateral factor adjustments.
Open ToolCheck if you meet the thresholds for Individual Unemployability — the 100% pay rate when you can’t work.
Open ToolEstimate the retroactive VA disability pay you’re owed from your effective date.
Open Tool2026 Special Monthly Compensation rates (SMC-K through SMC-T) and what each level requires.
Open ToolEstimate your VA hearing-loss rating from your audiogram numbers using the VASRD Table 6100 method.
Open ToolFull 2026 rate table (10%–100% with dependents) plus every 2026 and 2027 VA payment date, holiday-adjusted.
Open ToolThe 5, 10, and 20-year rules, and exactly how to fight a proposed rating reduction.
Open ToolSee exactly what unlocks at each rating tier, from 10% to 100% P&T.
Open ToolWhat a 100% Permanent & Total rating is worth over your lifetime — monthly comp, COLA, and the ancillary benefits that stack on top.
Open Tool2026 Dependency & Indemnity Compensation rates for survivors, plus the added amounts that apply.
Open ToolPACT Act, Agent Orange, and burn-pit presumptive eligibility based on where and when you served.
Open ToolWhat every block on your DD-214 means — and which ones control your benefits.
Open ToolTurn your symptoms and history into a draft personal statement for your claim. Read and verify every line before you file.
Open ToolWhat each of the 8 claim phases actually means, how long it takes, and what to do at each step.
Open ToolAnswer a few questions and get a personalized checklist of the VA and state benefits you may be leaving on the table.
Open ToolFree, accredited help to file your VA claim — and how to avoid paying claim sharks.
Open ToolSearch 15,000+ VA-accredited VSO reps, attorneys, and claims agents by name and state.
Open ToolEstimate which VA Health Care Priority Group (1-8) you fall into based on rating, POW/Purple Heart, PACT Act, Camp Lejeune, and means test.
Open ToolSGLI → VGLI conversion countdown with 240-day no-health-questions deadline. FSGLI for spouses, S-DVI / VALife for service-connected vets.
Open Tool2025-26 funding fee schedule with live calculator. Eligibility, COE walkthrough, IRRRL vs cash-out, and adapted housing grants (SAH/SHA/HISA).
Open ToolHave a VA loan still open? Calculate remaining entitlement and the max second VA loan you can get with no money down, using VA’s formula.
Open ToolHow much home you can afford on a VA loan, using your income, debts, and residual-income requirements.
Open ToolYour full monthly VA-loan payment — principal, interest, taxes, insurance, funding fee — with $0 down.
Open ToolSee if a VA streamline (IRRRL) refinance pays off: new rate, new payment, and your break-even month.
Open ToolCounty loan limits and how full vs. partial entitlement changes what you can borrow with no down payment.
Open ToolCheck whether you meet the VA’s residual-income requirement for your region and household size.
Open ToolYour 2026 basic pay by pay grade and years of service, from the current DFAS tables (3.8% raise).
Open ToolYour exact Basic Allowance for Housing by ZIP code and pay grade, from the 2026 DoD rate tables.
Open ToolEstimate deployment income — hostile-fire/imminent-danger pay, family separation, hardship, and the tax-free combat-zone exclusion.
Open ToolGuard/Reserve drill pay by pay grade and years of service, from the 2026 tables — per drill, per weekend, and annually.
Open ToolFederal General Schedule salary by grade, step, and locality pay area, with the EX-IV cap applied.
Open ToolFederal Wage System (blue-collar) hourly pay by wage area, grade, and step.
Open ToolSenior Executive Service pay range and how SES compensation is set, with the current caps.
Open ToolCalculate military retirement pay under BRS and High-3. Factor in TSP matching, SBP costs, and VA disability offsets.
Open ToolTurn your retirement points into an estimated Guard/Reserve pension and the age-60 (or earlier) payout.
Open ToolWhat your military pension is really worth as a nest egg, what it pays over a full retirement, and the 20-year cliff that decides if you get any of it.
Open ToolYour whole retirement in one number: pension, TSP growth, and VA disability, with taxes netted.
Open ToolWhich states tax your military pension and which don’t, so you see the real difference by where you retire.
Open ToolProject your Thrift Savings Plan balance to retirement with your contribution rate, match, and expected return.
Open ToolSurvivor Benefit Plan premiums and the monthly annuity your survivor would receive — and whether it’s worth electing.
Open ToolWhat buying your military time back toward a FERS pension costs, and how much larger an annuity it buys.
Open ToolThe civilian pre-tax salary you’d need to match your military pay, since BAH and BAS are tax-free.
Open ToolCompare taking terminal leave vs selling it back. See your start date, total pay with BAH, and TRICARE savings.
Open ToolSee when your final paycheck, leave sell-back, retired pay, and first VA check actually land. Sourced from DFAS guidance.
Open ToolEvery 2026 military payday and when Navy Federal posts it early, holiday-adjusted.
Open ToolEvery 2026 military payday and when USAA makes it available early, holiday-adjusted.
Open ToolYour month-by-month separation timeline — the tasks, benefit deadlines, and steps to hit before you get out.
Open ToolFind your Holland Code and the civilian career directions that fit — 30 questions, 5 minutes.
Open ToolTranslate your MOS, AFSC, or Navy Rating into civilian job titles. Salary data, certifications, and career paths for every military occupation.
Open ToolPaste your resume and a job posting for an instant match score and the keywords you’re missing.
Open ToolPaste your resume for instant feedback on impact, clarity, and the civilian language recruiters look for.
Open ToolA tailored cover letter built from your resume and the specific job posting.
Open ToolTurn your MOS, rank, and duties into strong civilian resume bullet points.
Open ToolHeadline and About-section options that translate your military experience for recruiters.
Open ToolA 30-second networking/interview pitch (plus a 10-second version) built from your real experience.
Open ToolTurn your aircraft-maintenance experience into an FAA A&P license — and how to document it.
Open ToolFind DoD SkillBridge programs to work a civilian job during your last 180 days — on military pay.
Open ToolSee if VET TEC can pay for a coding, IT, or tech bootcamp without using your GI Bill.
Open ToolBuild a clean Post-deployment/mobilization Leave request with the right dates and justification.
Open Tool5-point vs 10-point federal hiring preference, plus the VRA and VEOA hiring paths, explained.
Open ToolTurn your experience into the competency narratives federal (USAJOBS) applications require.
Open ToolWhat GS grade your rank maps to (protocol equivalence + salary), and how grade is actually set by OPM qualification standards.
Open ToolHow long between GS steps (1–3 yearly, 4–6 every 2 years, 7–9 every 3 years) with 2026 salaries for any grade.
Open ToolFederal law enforcement pay: LEO special base rates (GS 3–10), locality, and the 25% LEAP for 1811 agents.
Open ToolEstimate your Post-9/11 GI Bill monthly housing allowance, book stipend, and tuition (2026–2027).
Open ToolDEA vs Fry vs transferred Post-9/11 — eligibility and real dollar value for family members.
Open ToolCompare schools side by side — tuition, Yellow Ribbon, housing, and outcomes.
Open ToolThe most generous VA education & employment benefit — eligibility, the five tracks, and tools.
Open ToolYour Chapter 31 monthly subsistence allowance by training type and dependents (FY2026 rates).
Open ToolA guided tool to choose between VR&E and the Post-9/11 GI Bill — and how to use both.
Open ToolCompare veteran benefits across all 50 states. Tax savings, healthcare access, education benefits, and employment preferences side by side.
Open ToolWhich state keeps the most in your pocket? Compares military-pension income tax and disabled-vet property tax across states with verified 2026 data.
Open ToolThe states that win on both big tax levers: no tax on military retirement AND a full disabled-vet property exemption. 19 double-win states, from verified 2026 data.
Open ToolWhether renting or buying wins at your next duty station or retirement town, given how long you’ll stay.
Open ToolCompare the cost of living between duty stations or civilian cities to see what a move really costs.
Open ToolNo-cost financial counseling, no-fee banking (VBBP), and free tax prep for veterans and families.
Open ToolPre-screen for federal SDVOSB and VOSB set-aside contracting programs. 13 CFR 125 / 128 ownership and control rules.
Open ToolFind transition resources for your installation. TAP schedules, local job markets, nearby VA facilities, and veteran support organizations.
Open Tool900+ articles covering VA claims, career transitions, state benefits, certification ROI, and every aspect of military-to-civilian life.
Open ToolCurated links to VSOs, training programs, career coaches, home buying resources, and recommended reading for transitioning military.
Open ToolCreate a free account to save your progress and access these tools across devices. No credit card, no trial period — free forever.
Translate military experience into a civilian resume. MOS code conversion, ATS optimization, and PDF export.
Open Tool PopularTrack conditions, organize evidence, draft buddy statements, and prepare for C&P exams. Covers 130+ conditions across all categories.
Open ToolExplore civilian career paths based on your MOS, skills, and interests. Salary projections and certification recommendations.
Open ToolFind veteran-friendly employers and track your job applications, interviews, and offers in one place.
Open ToolFind state licensing requirements and military credential equivalencies. See which licenses your training already qualifies you for.
Open ToolUpload your military evaluation (NCOER, OER, FITREP) and get a civilian-language translation you can use on resumes and LinkedIn.
Open ToolPlan your post-military budget. Compare military income (base pay + BAH + BAS) against civilian salary and expenses.
Open ToolTrack your Medical Evaluation Board process from start to finish. Timeline tracking, document management, and status updates.
Open ToolSpot payday, title, and rent-to-own traps before they cost you. Red flags, safer alternatives, and Military Lending Act protections.
Open ToolCompare military-friendly banks and credit unions side by side. Fees, features, and the SCRA benefits you should be claiming.
Open ToolPortable careers, PCS-proof job hunting, state license transfers, and professional development — built for the reality of spouse life.
6 spouse-focused tools
Job Search Hub, Portable Career Planner, PCS Career Prep, Professional Development, State License Navigator, and Housing Hub. Separate front door with its own voice and IA.
Join 740+ service members already using MTT. Create a free account in 30 seconds to save your resumes, track VA claims, and plan your career across devices.
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Military Transition Toolkit provides free tools — built by service members and veterans — designed for every stage of the military-to-civilian transition. Whether you are 12 months from retirement, weeks from ETS, or already separated and navigating VA benefits, these tools help you make informed decisions with real data.
Our calculators use current pay tables and official VA formulas. The resume builder translates military jargon into ATS-friendly civilian language. The VA claims tracker covers 130+ conditions with guided buddy statement templates and C&P exam preparation. State benefits comparison includes tax savings, education benefits, healthcare access, and veteran employment preferences across all 50 states.
Every tool is free — no subscriptions, no premium tiers, no hidden fees. Built by a service member or veteran navigating the same challenges. Questions? Check our FAQ or learn more about the project.