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Your VA disability rating runs from 0% to 100%in 10-point steps. It sets your monthly tax-free pay and the benefits you unlock. Here's what every level means in 2026 — the pay, the math, and what each rating opens up.
Monthly, tax-free, veteran with no dependents (effective Dec 1, 2025). Dependents raise these.
| Rating | Monthly pay (2026) | Notable at this level |
|---|---|---|
| 10% | $180.42 | Compensation begins |
| 20% | $356.66 | |
| 30% | $552.47 | Dependents added to your pay |
| 40% | $795.84 | |
| 50% | $1,132.90 | |
| 60% | $1,435.02 | |
| 70% | $1,808.45 | |
| 80% | $2,102.15 | |
| 90% | $2,362.30 | |
| 100% | $3,938.58 | Maximum schedular rate; P&T benefits |
0%: service-connected but $0/month — still grants some access and can be increased later. Full table with spouse, children, and parents on the 2026 VA disability pay chart.
VA uses combined ratings, not simple addition. Each rating applies to your remaining non-disabled percentage, so a 50% and a 30% combine to 65% (rounds to 70%), not 80%. Run your real total in the VA disability calculator.