What is the 2026 military pay raise?

The FY2026 NDAA (P.L. 119-60) authorized a 3.8% basic pay raise effective January 1, 2026. This applies across all grades and years of service, replacing the 4.5% raise from 2025.

How much is BAS for 2026?

FY2026 Basic Allowance for Subsistence rates effective January 1, 2026: $476.95 per month for enlisted members and $328.48 for officers. This is a 2.4% increase from 2025, calculated annually based on USDA food cost data.

Why does this calculator use a default BAH instead of my actual rate?

BAH varies by duty station ZIP code and dependent status, so there is no single nationwide rate. The calculator uses an editable $1,500 placeholder. For your exact BAH, check the DoD BAH Calculator at defensetravel.dod.mil or DFAS.

Is BAH and BAS taxable?

No. BAH and BAS are tax-free allowances. Only base pay is subject to federal income tax, Social Security, and Medicare. The calculator applies federal tax (22% bracket estimate), Social Security (6.2%), and Medicare (1.45%) to base pay only.

How accurate is the federal tax estimate?

The 22% federal tax rate is an approximation for the 2026 marginal bracket common to most service members. Your actual rate depends on filing status, total annual income, dependents, and deductions. Use the IRS Tax Withholding Estimator for precise figures.

Military Pay Calculator (2026)

Estimate your monthly take-home using the FY2026 NDAA pay tables. Base pay, BAS, BAH, tax deductions, TSP — everything in one view.

2026 Rate Changes

3.8% basic pay raise — FY2026 NDAA (P.L. 119-60), effective 1 Jan 2026.
BAS up 2.4% per USDA food-cost data: $476.95 enlisted, $328.48 officer.
BAH varies by duty station ZIP and dependent status — calculator uses an editable placeholder.

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