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These states offer a total (100%) property-tax exemption on a disabled veteran’s primary residence, typically for those rated 100% or TDIU/P&T. On a median home that’s often $3,000–$8,000+ saved every year for life. Exact eligibility and caps vary — tap a state for the details and the official source.
| State | Property tax | |
|---|---|---|
| Alabama | Full ad valorem exemption for a permanently & totally disabled person (H-3), which covers a veteran rated 100% permanent & total; must own and occupy as primary residence on Jan 1; no income limit; up to 160 acres. No veteran-specific exemption at ratings below 100%. | View Alabama → |
| Arkansas | Homestead + personal property fully exempt from all taxes for a veteran with service-connected 100% total & permanent disability (or SMC for loss/loss of use of limb(s) or blindness). Principal residence + up to 40 acres; AR resident. No exemption at lower ratings. | View Arkansas → |
| Arizona | HB2792 (eff. Feb 12, 2026): primary residence of a veteran with a 100% VA service-connected rating is fully exempt. Veterans below 100% get only a small prorated exemption (disability% of the max amount) subject to strict property-value and income caps. AZ resident. | View Arizona → |
| Florida | Homestead fully exempt for service-connected total & permanent disability (Sec. 196.081). A separate flat $5,000 exemption (Sec. 196.24) for a resident discharged under honorable conditions who is disabled 10% or more by misfortune or while serving during wartime; it passes to an unremarried surviving spouse. Must be FL resident/homestead. (65+ combat-disabled also get a %-of-rating tax discount under Sec. 196.082.) | View Florida → |
| Hawaii | County-administered. Totally disabled veteran's home (owned and occupied as residence) is exempt from real property tax; most counties still levy a small minimum tax. Extends to unmarried surviving spouse. Effective rate ~0.26% (Tax Foundation, CY2022 owner-occupied) - lowest in the nation. | View Hawaii → |
| Iowa | Disabled Veteran Homestead Tax Credit (Iowa Code 425.15): credit equals the entire property tax on the homestead. Requires permanent 100% service-connected rating OR TDIU paid at the 100% rate; also DIC surviving spouses. Must qualify for homestead exemption. From 7/1/2026 new applicants limited to 1/2 acre. Effective rate ~1.49% (Tax Foundation/Census). | View Iowa → |
| Illinois | Standard Homestead Exemption for Veterans with Disabilities (35 ILCS 200/15-169): tiered EAV reductions; 70%+ fully exempt. Property total EAV must be under $250,000; must own/lease and occupy as primary residence and be liable for taxes. Effective rate ~1.95% (Tax Foundation, CY2022 owner-occupied). | View Illinois → |
| Indiana | Totally disabled veterans can deduct 100% of the assessed value of the principal residence (honorable discharge, 90+ days service). Lower/wartime ratings get fixed tax credits ($350/$250). Structure updated by 2026 legislation (HEA 1210). Effective rate ~0.84% (Tax Foundation/Census). | View Indiana → |
| Louisiana | Per 2022 constitutional amendment (effective 1/1/2023, La. Const. Art. VII Sec. 21). Additional assessed-value exemptions above the standard homestead exemption: $2,500 (50-69%), $4,500 (70-99%); 100%/unemployability/totally disabled fully exempt on primary residence. Extends to surviving spouse. Effective rate ~0.56% (Tax Foundation/Census). | View Louisiana → |
| Maryland | Principal residence owned by veteran with VA-determined 100% service-connected permanent & total disability; no income/age test; surviving spouse eligible (Tax-Property Art. Sec. 7-208). | View Maryland → |
| Michigan | Homestead owned & occupied by honorably-discharged veteran who is 100% P&T, individually unemployable (TDIU), or received specially adapted housing assistance; no income/value cap; surviving spouse eligible (MCL 211.7b). | View Michigan → |
| Mississippi | Homestead; honorably discharged veteran with service-connected total (100%) disability; unmarried surviving spouse eligible (Miss. Code Ann. Sec. 27-33-67 and 27-33-75). | View Mississippi → |
| Nebraska | Homestead; veteran with 100% service-connected disability qualifies under Category 4/4V for 100% exemption with no income or value limit; surviving spouse (4S) eligible; other veteran categories are income-limited. | View Nebraska → |
| New Jersey | Must be NJ resident, own & occupy dwelling as main home, honorably discharged with VA cert of 100% permanent & total service-connected disability; wartime service NOT required after 12/3/2020. Full exemption only (no partial tiers). | View New Jersey → |
| New Mexico | Resident honorably discharged veteran; property must be occupied as principal residence. 100% P&T = full waiver; lower ratings get proportional exemption starting TY2026. | View New Mexico → |
| Oklahoma | Oklahoma resident, honorably discharged, 100% permanent service-connected disability certified by VA; homestead only. Full fair-cash-value exemption. OTC Form 998. | View Oklahoma → |
| Pennsylvania | 100% permanent & total service-connected disability; wartime service; must occupy as principal residence; financial-need requirement (income of $114,637 or less presumed to have need, effective 1/1/2025). Full exemption if qualified. | View Pennsylvania → |
| South Carolina | Owner-occupied primary residence (house + up to 5 acres) titled solely or jointly with spouse; total, permanent, service-connected disability rating; surviving spouse may continue. No income cap. | View South Carolina → |
| Texas | 100% total exemption applies only to the disabled veteran's residence homestead and includes Individual Unemployability (TDIU); partial dollar exemptions (Tax Code 11.22) may apply to any property owned. No income cap. | View Texas → |
| Virginia | Principal place of residence (dwelling + up to 1 acre); requires VA rating of 100% service-connected permanent & total disability (statute does not extend to TDIU/less-than-100% ratings); surviving spouse may continue and is portable. Va. Code 58.1-3219.5; Const. Art. X, Sec. 6-A. | View Virginia → |
| Wisconsin | Primary residence + up to 1 acre; requires 100% service-connected disability rating OR 100% individual unemployability (paid at 100% rate); veteran must have been a WI resident at entry to active duty or 5 consecutive years after; refundable credit claimed on WI income tax return. Wis. Stat. 71.07(6e). | View Wisconsin → |
| West Virginia | Owner-occupied homestead used exclusively for residential purposes; requires 90-100% combined service-connected disability rating; credit is refundable and claimed on the WV income tax return; property tax must be timely paid. W.Va. Code 11-13MM-4. | View West Virginia → |
Figures verified July 2026. Tax exemptions, caps, and eligibility change and can vary by county — always confirm current details with the state’s Department of Veterans Affairs and your county assessor before relying on them. Informational only, not legal or tax advice.